Tool Gate · How it works

How the Automated-Decision Transparency & Disclosure Scorecard gate works

How the Automated-Decision Transparency & Disclosure Scorecard scores a decision system's disclosures across weighted controls — then a told-and-recourse gate forces UNDISCLOSED when the subject isn't told or has no route to recourse, so a mid score with a missing recourse pair still reads undisclosed.

How the gate works

This tool grades each automated decision system about a person on the transparency duties every major regime now shares. Each control is marked from your own evidence and weighted into a 0–100 score — and then the score is run past a gate that can only make the verdict worse.

The 6 weighted controls

SignalWeight
Use of automation disclosed to the person20
Meaningful-logic & adverse-reason explanation20
Human review / appeal with authority to overturn18
Opt-out / data-correction path where required16
Scope & significant-decision mapping14
Notice retention & decision recordkeeping12
Total100

The verdict bands

DISCLOSED
score 75 and up
GAPS
score 50 to 74
UNDISCLOSED
score below 50
Told-and-recourse gate · worsen-only

Two duties are non-tradeable. The gate forces UNDISCLOSED if the person was never told an automated system made the decision, OR if there is no recourse at all — no human appeal AND no opt-out — regardless of the score. Either a human appeal or an opt-out satisfies recourse; the gate worsens only, and never promotes a verdict.

In the worked sample it scores 66 out of 100 and still reads UNDISCLOSEDThis tenant-screening score is fully disclosed and explained — the person is told, given a reason, and the decision is scoped and logged — for a 66 that on points alone reads GAPS. But it offers no recourse of any kind: no human who can overturn the outcome and no opt-out. The told-and-recourse gate fires, because a decision the person can't challenge isn't defensible, so it reads UNDISCLOSED, not GAPS. Add either an appeal or an opt-out and it clears. The one thing to fix first: Human review / appeal with authority to overturn — stand up a trained reviewer who can actually overturn the outcome, or open an opt-out path; either one satisfies recourse and releases the gate..

Common questions

Can something score well on the How the Automated-Decision Transparency & Disclosure Scorecard works and still fail?

Yes. The weighted score is run past a worsen-only gate — the Told-and-recourse gate — that can only make the verdict worse. In the worked sample it scores 66 out of 100 and still reads UNDISCLOSED, because this tenant-screening score is fully disclosed and explained — the person is told, given a reason, and the decision is scoped and logged — for a 66 that on points alone reads GAPS. But it offers no recourse of any kind: no human who can overturn the outcome and no opt-out. The told-and-recourse gate fires, because a decision the person can't challenge isn't defensible, so it reads UNDISCLOSED, not GAPS. Add either an appeal or an opt-out and it clears.

What is a worsen-only gate?

A dispositive rule that can only lower a verdict, never raise it. One fatal flaw overrides an otherwise-good score, because a single disqualifying gap shouldn't hide behind a high average. The tool also names the one thing to fix first — here, "Human review / appeal with authority to overturn — stand up a trained reviewer who can actually overturn the outcome, or open an opt-out path; either one satisfies recourse and releases the gate.".

Not legal advice. A readiness aid that grades your transparency process from your own marks — date-agnostic and people-blind, it encodes no statute's deadline, grades a decision system rather than any person, and renders no compliance ruling. Automated-decision duties (the CCPA ADMT rules, Colorado SB 26-189, GDPR Article 22, ECOA/FCRA adverse-action) vary by jurisdiction and change often — confirm which apply to you and every deadline with qualified counsel.

Embed this diagram

Free to share and embed with attribution (CC BY 4.0) — keep the link to redhub.ai.

Interactive — renders the live diagram

<iframe src="https://redhub.ai/visuals/tool/automated-decision-transparency-disclosure-scorecard.html" title="How the Automated-Decision Transparency & Disclosure Scorecard gate works — RedHub AI" width="760" height="1945" loading="lazy" style="border:0;width:100%;max-width:760px"></iframe>
<p style="font:14px/1.5 system-ui,sans-serif"><a href="https://redhub.ai/visuals/tool/automated-decision-transparency-disclosure-scorecard">How the Automated-Decision Transparency & Disclosure Scorecard gate works</a> — by <a href="https://redhub.ai">RedHub AI</a>, the AI that tells you when to doubt it.</p>

Image + link — a static picture for any blog

<a href="https://redhub.ai/visuals/tool/automated-decision-transparency-disclosure-scorecard"><img src="https://redhub.ai/visuals/tool/automated-decision-transparency-disclosure-scorecard-share.png" alt="Diagram of the Automated-Decision Transparency & Disclosure Scorecard: disclosure controls scored to 0-100 and a told-and-recourse gate forcing UNDISCLOSED." width="760" loading="lazy" style="max-width:100%;height:auto;border-radius:16px"></a>
<p style="font:14px/1.5 system-ui,sans-serif"><a href="https://redhub.ai">RedHub AI</a> — the AI that tells you when to doubt it.</p>

Download the image: dark · light

This is how Automated-Decision Transparency & Disclosure Scorecard works. More diagrams in the Visual Field Guide.