RedHub AI
How the gate works
How the Automated-Decision Transparency & Disclosure Scorecard works
This tool grades each automated decision system about a person on six transparency and recourse practices drawn from several automated-decision regimes rather than from any one statute — so a control may read low where nothing in your jurisdiction requires it. It scores 6 weighted controls into a 0–100 number — then a gate that can only make the verdict worse.
The 6 weighted controls
One control is not tradeable in this scoring. The gate forces UNDISCLOSED if you marked that the person was never told an automated system made the decision, regardless of the score. The gate worsens only, and never promotes a verdict. A system marked with no human appeal AND no opt-out is flagged as a recourse gap; the flag identifies a gap in recourse and does not change the verdict. A human-review path and an opt-out are not universally interchangeable. Confirm which recourse rights and conditions apply before relying on either one. Which duties apply to you is a question for counsel; this gate describes how this aid weights your own marks.
Why: This insurance premium-tier model has its explanation, human appeal, opt-out, and scoping in place, with records kept in part — a 74 that on points alone reads GAPS. But the person is never told an automated system set their tier. The disclosure gate fires, so it reads UNDISCLOSED, not GAPS. A system with no appeal and no opt-out would instead carry the recourse flag, which does not change the verdict.
The score alone reads GAPS; the gate made it worse. The score is context; the gate is the answer — and where something is short, the priority control row names it. Not legal advice. A readiness aid that grades your transparency process from your own marks — not a certification, an opinion of counsel, or a safe harbor, and not a ruling on whether any law applies to any decision. Date-agnostic and people-blind, it encodes no statute's deadline, grades a decision system rather than any person, files nothing, and renders no compliance ruling. Automated-decision duties (the CCPA ADMT rules, Colorado SB 26-189, GDPR Article 22, ECOA/FCRA adverse-action) vary by jurisdiction and change often — confirm which apply to you and every deadline with qualified counsel. This link encodes the marks you entered; it is your working note, not an assessment by RedHub.