How the gate works
This tool grades each automated decision system about a person on the transparency duties every major regime now shares. It scores 6 weighted controls into a 0–100 number — then a gate that can only make the verdict worse.
The 6 weighted controls
Two duties are non-tradeable. The gate forces UNDISCLOSED if the person was never told an automated system made the decision, OR if there is no recourse at all — no human appeal AND no opt-out — regardless of the score. Either a human appeal or an opt-out satisfies recourse; the gate worsens only, and never promotes a verdict.
Why: This tenant-screening score is fully disclosed and explained — the person is told, given a reason, and the decision is scoped and logged — for a 66 that on points alone reads GAPS. But it offers no recourse of any kind: no human who can overturn the outcome and no opt-out. The told-and-recourse gate fires, because a decision the person can't challenge isn't defensible, so it reads UNDISCLOSED, not GAPS. Add either an appeal or an opt-out and it clears.
A high score didn’t save it. The score is context; the gate is the answer — and it names the one thing to fix first. Not legal advice. A readiness aid that grades your transparency process from your own marks — date-agnostic and people-blind, it encodes no statute's deadline, grades a decision system rather than any person, and renders no compliance ruling. Automated-decision duties (the CCPA ADMT rules, Colorado SB 26-189, GDPR Article 22, ECOA/FCRA adverse-action) vary by jurisdiction and change often — confirm which apply to you and every deadline with qualified counsel.