RedHub AI
How the gate works
How the Automated-Decision Transparency & Disclosure Scorecard works
This tool grades each automated decision system about a person on six transparency and recourse practices drawn from several automated-decision regimes rather than from any one statute — so a control may read low where nothing in your jurisdiction requires it. It scores 6 weighted controls into a 0–100 number — then a gate that can only make the verdict worse.
The 6 weighted controls
Two controls are not tradeable in this scoring. The gate forces UNDISCLOSED if you marked that the person was never told an automated system made the decision, OR that there is no recourse at all — no human appeal AND no opt-out — regardless of the score. Either a human appeal or an opt-out satisfies recourse here. The gate worsens only, and never promotes a verdict. Which duties apply to you is a question for counsel; this gate describes how this aid weights your own marks.
Why: This tenant-screening score is fully disclosed and explained — the person is told, given a reason, and the decision is scoped and logged — for a 66 that on points alone reads GAPS. But it offers no recourse of any kind: no human who can overturn the outcome and no opt-out. The told-and-recourse gate fires, because a decision the person can't challenge is the hardest kind to explain later, so it reads UNDISCLOSED, not GAPS. Add either an appeal or an opt-out and it clears.
A high score didn’t save it. The score is context; the gate is the answer — and where something is short, the fix first row names it. Not legal advice. A readiness aid that grades your transparency process from your own marks — not a certification, an opinion of counsel, or a safe harbor, and not a ruling on whether any law applies to any decision. Date-agnostic and people-blind, it encodes no statute's deadline, grades a decision system rather than any person, files nothing, and renders no compliance ruling. Automated-decision duties come from different regimes on different timetables — the CCPA's ADMT rules and Colorado's SB 26-189 attach on 1 January 2027, while GDPR Article 22 and US ECOA/FCRA adverse-action duties apply now, to different decisions. Confirm which apply to you, and every deadline, with qualified counsel. This link encodes the marks you entered; it is your working note, not an assessment by RedHub.