Your fake-receipt
defense, scored.

Your expense-reimbursement controls — for one or more programs (T&E, contractor reimbursements, stipends, petty cash) — against the specific way AI fake receipts get paid. You mark six controls 0/1/2 and it returns CONTROLLED, SOFT SPOTS, or EXPOSED per program, with the one control to fix first. It scores the controls you describe, never an employee, and it catches no fraud itself — it tells you whether your process would.

Because two controls are gates. If you have no source-of-truth cross-check (verifying claims against card, bank, or merchant data rather than the receipt image), or nothing watching the sub-threshold band (the ~$100 just-under-auto-approval claims), the verdict is EXPOSED no matter how strong everything else is. AI receipts are visually perfect, so inspecting the image is a dead control — and they're priced specifically to slip under your auto-approval line. The shipped Field-sales sample scores 76 and still reads EXPOSED for exactly that reason: great policy and approvers, but it's still trusting the receipt.

It moved fast. Industry platform data reported the share of flagged fake receipts identified as AI-generated went from 0% in March 2025 to roughly 71% by May 2026, with the crossover in April 2026 — AI image generators are now the dominant fabrication tool. A June 2026 employee survey found about four in ten US workers admitted using AI to generate a fake expense receipt. And the fakes average around $100 each — lower than older template fakes — because that ducks most auto-approval thresholds. This kit is built around that exact pattern.

Source-of-truth cross-check and sub-threshold monitoring — the two controls AI fake receipts are engineered to defeat. A perfect forgery beats any image review, so the only thing that catches it is checking the claim against a record the forgery never touches (the card or merchant transaction). And because the fakes are priced to live below your review line, you need something watching that low-dollar, repeat-claim, duplicate band. Miss either one and a strong policy elsewhere doesn't save you, so either at zero forces EXPOSED. Raise it off zero and the gate releases.

No. It is deterministic and offline. You enter your own marks on the controls you actually have, and it computes the verdict — it never connects to an expense tool, reads a receipt, or flags a transaction. The same logic runs in the workbook and the on-page demo, so both agree to the number. It is a control self-assessment, not a fraud-detection tool or a forensic audit.

No. It's a control self-assessment that helps you find the gap a fake receipt would walk through, before it does. It is not a fraud audit, a detection product, or accounting, audit, or legal advice. Use it to prioritize where to strengthen your reimbursement controls, and confirm specifics with your finance, audit, or legal team.