The per-system artifact after the register

An impact assessmentgraded on its worst impact.

EU AI Act Art. 27 and ISO 42001 Annex A want an impact assessment for each AI system that touches people. Most are long documents that read well and quietly wave through one serious harm. This one rates each impact, reduces it by its mitigation, and refuses to call the assessment defensible while a single severe, unmitigated impact stands.

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A working aid, not legal advice. This grades the impacts you enter from your own ratings — it is not the assessment of record, a fundamental-rights determination, a certification, or an audit. It does not discover impacts you didn’t list, decide what residual is lawful for your context, or score any person. Confirm your impact criteria and any FRIA/impact-assessment obligation with a qualified auditor or counsel.

Five deliverables · runnable
Impact assessment workbook (.xlsx)
core
Runnable Python engine
runnable
Dimensions & gate config
editable
Builder Playbook
docx
Mitigation & Sign-Off Runbook
docx
Runs with
AI Risk Register · ISO 42001 Diagnostic · EU AI Act Kit
01The Problem

A thorough write-up isn’t a defensible assessment.

Art. 27

the EU AI Act wants a fundamental-rights impact assessment for high-risk systems; ISO 42001 Annex A wants an AI impact assessment too.

40 → UNACCEPTABLE

the worked sample: an impact with a moderate-looking residual, still indefensible, because it is a severe irreversible harm to a vulnerable group.

Worst, not mean

an assessment is only as defensible as its single worst unmitigated impact — averages hide the one that matters.

The failure isn’t a missing section — it’s a serious harm that the document describes and then proceeds past. This builder scores each impact down to a residual and takes the worst one as the verdict, so a single severe, unmitigated impact can’t hide behind a well-written assessment.

02See It Work

Rate an impact. Watch the worst one set the verdict.

Rate each impact 0–3 · mitigation last
I-01Wrongful benefit denial to applicants
inh 9340UNACCEPTABLE
Severity
Likelihood
Reversibility
Population
Mitigation
severe · irreversible · vulnerable — gate fired (residual 40 overridden)
I-02Biased ranking disadvantages a group
inh 6729RESIDUAL
Severity
Likelihood
Reversibility
Population
Mitigation
I-03Privacy exposure of sensitive data
inh 7211MITIGATED
Severity
Likelihood
Reversibility
Population
Mitigation
I-04Over-reliance erodes staff judgment
inh 5237RESIDUAL
Severity
Likelihood
Reversibility
Population
Mitigation
NOT DEFENSIBLE
worst residual 40 · mean 29 · 1/4 mitigated
A severe, irreversible harm to a vulnerable group isn’t fully mitigated — UNACCEPTABLE on its own, so the assessment is NOT DEFENSIBLE however moderate its score looks.
Fix first: I-01 Wrongful benefit denial to applicants (residual 40, UNACCEPTABLE)

The assessment is only as defensible as its worst unmitigated residual impact. It grades the impacts you enter from your own ratings — it doesn’t discover impacts you didn’t list, decide what residual is lawful, or score any person. A working aid, not the assessment of record. Not legal advice.

03The Runnable Engine

The same verdict, reproducible from the command line.

A zero-dependency Python engine reproduces every number in the workbook and the demo. Point it at a CSV of your impacts and it returns each residual, the assessment verdict, and the impact to fix first.

$ python3 engine.py sample.csv

==========================================================================
AI IMPACT ASSESSMENT — DEFENSIBILITY READ
==========================================================================
Assessment verdict: NOT DEFENSIBLE [irreversible-vulnerable gate fired]
Worst residual impact (headline): 40/100   |   Mean residual (context only): 27/100
Mitigated: 2/6 in-scope impacts
--------------------------------------------------------------------------
Impact    Inh  Res  Verdict      S/L/R/P   Mit  Title
I-01       93   40  UNACCEPTABLE 3/2/3/3     2  Wrongful benefit denial to *GATE
         GATE: Severe, irreversible harm to a large/vulnerable population that is not fully mitigated with human oversight (mitigation < 3) — indefensible on its own.
I-02       67   29  RESIDUAL     2/2/2/2     2  Biased ranking disadvantag
I-03       40   29  RESIDUAL     1/2/1/1     1  Minor UI confusion for som
I-04       72   11  MITIGATED    3/1/2/2     3  Privacy exposure of sensit
I-05       52   37  RESIDUAL     2/1/1/2     1  Over-reliance erodes staff
I-06       93   14  MITIGATED    3/2/3/3     3  Severe irreversible harm f
I-07      100  100  UNACCEPTABLE 3/3/3/3     0  Retired pilot scoring feat *GATE  (out of scope)
         GATE: Severe, irreversible harm to a large/vulnerable population that is not fully mitigated with human oversight (mitigation < 3) — indefensible on its own.
--------------------------------------------------------------------------
FIX FIRST: I-01 (residual 40/100, UNACCEPTABLE) — Wrongful benefit denial to applicants
==========================================================================
A working aid for grading a single AI system's impact assessment, not the
assessment of record, a fundamental-rights determination, a certification, or
legal advice. It grades your identified impacts from your own ratings; it does
not discover impacts you didn't enter and scores no person.
04How An Impact Is Scored

Four dimensions, reduced by mitigation.

Severity
0.35

How badly an affected person could be harmed. 3 = severe, irreversible, or life-affecting.

Reversibility
0.25

How hard the harm is to undo if it occurs. 3 = irreversible.

Likelihood
0.20

How likely in normal operation. 3 = near-certain.

Population
0.20

How many, and how vulnerable. 3 = a large or vulnerable group.

Mitigation curve

One mitigation rating per impact (0 none → 3 in place with human oversight & monitoring) reduces the residual: residual = inherent × (1 − mitigation/3 × 0.85). Full mitigation cuts a residual by 85% — but never to zero, because no control eliminates a severe impact entirely.

The irreversible-harm-to-vulnerable-group gate

An impact that is severe AND irreversible AND on a large or vulnerable population is forced to UNACCEPTABLE unless it is fully mitigated with human oversight — even if its residual looks moderate. The sample’s I-01 computes a residual of 40 and still gates. Bring its mitigation to 3 to release it.

05What This Is — And Isn't

A pressure test for your assessment, not a verdict on your system.

What it is
  • A builder that grades one system’s impact assessment on its worst unmitigated impact.
  • A gate that catches a severe irreversible harm to a vulnerable group.
  • A reproducible workbook + engine + demo, all giving the same verdict.
  • The per-system artifact EU AI Act Art. 27 and ISO 42001 Annex A contemplate.
What it isn’t
  • Not the assessment of record, and it won’t discover impacts you don’t enter.
  • Not a fundamental-rights determination or a ruling on what residual is lawful.
  • Not a certification or an audit opinion.
  • Not a tool that scores the system’s quality or any person, and not legal advice.

A working aid, not legal advice. This grades the impacts you enter from your own ratings — it is not the assessment of record, a fundamental-rights determination, a certification, or an audit. It does not discover impacts you didn’t list, decide what residual is lawful for your context, or score any person. Confirm your impact criteria and any FRIA/impact-assessment obligation with a qualified auditor or counsel.

06Who It's For

Anyone who has to assess one AI system’s impact on people.

Compliance and product leads writing an EU AI Act Art. 27 or ISO 42001 impact assessment.
Teams whose risk register flags a high-impact system that now needs a per-system assessment.
Consultants who need a defensible, reproducible impact-assessment spine for client systems.
Anyone whose assessment 'looks complete' but has never been pressure-tested on its worst impact.
08Common Questions

Straight answers before you buy.

A graded impact assessment for one AI system. You list the impacts the system could have on people and their rights; you rate each on severity, likelihood, reversibility, and the scale or vulnerability of the affected population, then rate its mitigation. The kit computes each impact's residual and returns MITIGATED / RESIDUAL / UNACCEPTABLE per impact and DEFENDED / GAPS REMAIN / NOT DEFENSIBLE for the assessment. It is the per-system artifact EU AI Act Article 27 and ISO 42001 Annex A contemplate.

Find the impact you can’t defend
before someone else does.

One purchase, lifetime access, 12 months of updates. $99, once.

A working aid, not legal advice. This grades the impacts you enter from your own ratings — it is not the assessment of record, a fundamental-rights determination, a certification, or an audit. It does not discover impacts you didn’t list, decide what residual is lawful for your context, or score any person. Confirm your impact criteria and any FRIA/impact-assessment obligation with a qualified auditor or counsel.

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