RedHub AI
How the gate works
How the Succession Continuity Tripwire works
This tool grades one advisory firm’s documented continuity controls for a principal’s planned exit or unavailability. It does not predict whether the firm, client relationships or transaction will survive that event. It scores 6 weighted controls into a 0–100 number — then a gate that can only make the verdict worse.
The 6 weighted controls
A named-ready successor and a continuity agreement both at zero is a tripwire — no one positioned to take over AND no agreement to force or fund a transition. No documented client-service and account-transition path is shown for a period when the principal is unavailable. Both zeros force SUCCESSOR / AGREEMENT NOT SHOWN regardless of the score, and the wire releases the instant either half clears.
Why: Rivera Advisory scores 62 on strong operations, clients, and funding — on the number alone it would read CONTINUITY GAPS. But both tripwire dimensions are at zero: no named successor and no continuity agreement. No documented client-service and account-transition path is shown for a period when the principal is unavailable. The verdict is SUCCESSOR / AGREEMENT NOT SHOWN no matter how polished the rest of the practice looks.
The score alone reads CONTINUITY GAPS; the gate made it worse. The score is context; the gate is the answer — and where something is short, the priority control row names it. Grades a firm's continuity posture from your own marks; it drafts no succession plan or agreement, values nothing, and scores no person. Business-continuity and succession requirements vary by registration status and jurisdiction. Some state-registered advisers are subject to state requirements based on NASAA’s model rule or other state law; SEC-registered advisers may need continuity controls appropriate to their operations and compliance obligations. Record the governing regulator and authority before treating a control as required. Confirm yours, and have any documents drafted, with your CCO or a qualified attorney. Not legal, financial, or investment advice.