How the gate works
This tool grades one AI account's spend controls against a runaway bill. Each signal is scored 0–2; the verdict is the weakest one — then a gate that can only make it worse.
The 6 signals
No hard spend cutoff is dispositive: the account reads RUNAWAY RISK regardless of the other five safeguards, because every other control only tells you after the money is already gone.
Why: Five safeguards are in place, but there is no hard spend cutoff - so a leaked key or a retry loop can bill indefinitely and the account reads RUNAWAY RISK.
A clean sheet didn’t save it. The verdict is the weakest signal — and a top trigger is dispositive on its own — so it names the one thing to fix first. Grades controls you describe, not people. No benchmark, no bills read, no money moved.